British Columbia businesses have access to 131+ active funding programs — grants, tax credits, and loans — spanning R&D, hiring, export, clean technology, and more. We find your stack. We do the work.
Every BC business activity connects to one or more government programs. Select an activity to filter programs available to you.
The Scientific Research & Experimental Development program pays BC businesses back for R&D activity they're already doing. Federal rate is 35% refundable. Stack BC's 10% credit on top. Budget 2025 doubled the expenditure limit to $6M — meaning the maximum refundable credit is now $2.1M per year.
Construction firms, SaaS companies, manufacturers — if you solve technical problems, you very likely qualify. Most don't claim because nobody told them they could.
| Program | Max Amount | Who Qualifies (BC) | Type | Status |
|---|---|---|---|---|
| Federal SR&ED Tax CreditCanada Revenue Agency (CRA) | 35% refundable up to $2.1M/yr |
BC-incorporated CCPCs. Any industry. Software, process R&D, product development, technical uncertainty resolution. | Tax Credit | ● Ongoing |
| BC SR&ED Tax CreditBC Ministry of Finance | 10% refundable on eligible BC R&D |
BC-based CCPCs with eligible R&D expenditures. Stacks directly with federal SR&ED. Made permanent in Budget 2026. | Tax Credit | ● Ongoing |
| NRC IRAPNational Research Council Canada | Up to $500K per project |
BC SMEs (under 500 employees) developing innovative products, services, or processes with commercial potential. Tech-focused. | Grant | ● Ongoing |
| Innovate BC — Ignite ProgramInnovate BC | Up to $300K | BC-based technology companies commercializing innovative products. R&D focused with BC IP development requirements. | Grant | ● Open |
| Mitacs AccelerateMitacs | $15K–$100K per project |
BC companies partnering with university researchers. Covers a portion of research intern costs. Stacks with SR&ED. | Grant | ● Ongoing |
| Interactive Digital Media Tax Credit (IDMTC)BC Government | 25% refundable on BC labour |
BC companies developing video games, educational software, or interactive training tools. Raised from 17.5% in Sept 2025 and made permanent. | Tax Credit | ● Ongoing |
Most BC businesses that qualify have never filed a claim. A 30-minute free assessment tells you exactly what you're entitled to — and how much you can recover retroactively.
The BC Employer Training Grant (ETG) covers 80% of training costs — up to $10,000 per employee, $300,000 per employer per year. It covers trainer fees, tuition, textbooks, software, and exam fees. If you're investing in your people, most of that cost is recoverable.
| Program | Max Amount | Who Qualifies (BC) | Type | Status |
|---|---|---|---|---|
| BC Employer Training Grant (ETG)BC Ministry of Post-Secondary | 80% of costs $300K/yr max |
BC-based businesses of any size. Covers skills training for current and prospective employees. Apply as often as needed. No deadline. | Grant | ● Open |
| Canada Job GrantEmployment & Social Dev. Canada | 2/3 of training up to $10K/employee |
BC employers training existing or new employees. Minimum 21 instructional hours. Must result in a credential. | Grant | ● Open |
| Apprenticeship Completion GrantGovernment of Canada | Up to $2,000 per apprentice |
BC employers hiring apprentices in Red Seal trades. Tax credits also available for apprentice wages under BC's apprentice tax credit. | Grant | ● Ongoing |
| Innovator Skills InitiativeInnovate BC | 50% of wages for 4–8 months |
BC technology companies hiring underrepresented candidates (Indigenous, women in tech, newcomers). Covers a portion of wages for a fixed term. | Wage Subsidy | ● Open |
| Youth Employment & Skills StrategyEmployment & Social Dev. Canada | Up to 100% of wages for youth hires |
BC businesses hiring youth (15–30). Non-profits: 100% of wages. For-profit: up to 50% of minimum wage. Summer and year-round streams. | Wage Subsidy | ● Seasonal |
Most BC employers with training costs qualify for ETG and have never applied. A free assessment identifies which programs match your payroll, crew size, and upcoming hiring plans.
Government loan programs share the risk with lenders — meaning BC businesses that don't qualify for conventional financing often qualify here. The Canada Small Business Financing Program registered a record $1.9B in loans in 2024-25. The difference between approval and rejection is the quality of the application. We build it right.
| Program | Max Amount | Who Qualifies (BC) | Type | Status |
|---|---|---|---|---|
| Canada Small Business Financing Program (CSBFP)Innovation, Science & Economic Dev. Canada | Up to $1.15M per borrower |
BC businesses with gross revenues under $10M. For equipment, leasehold improvements, intangible assets. Government guarantees 85% to lender. | Loan | ● Ongoing |
| BDC Business LoansBusiness Development Bank of Canada | Flexible $25K–$10M+ |
BC businesses operating 12+ months. BDC specializes in businesses banks turn down. Working capital, equipment, tech adoption, acquisition. | Loan | ● Ongoing |
| Community Futures BCCommunity Futures Network of BC | Up to $150K rural & semi-rural BC |
BC businesses in rural or semi-rural communities. 34 offices across BC. Accessible to businesses that don't qualify for bank financing. | Loan | ● Ongoing |
| WeBC Business LoansWeBC (Women's Enterprise Centre) | Up to $150K | Women-owned or led BC businesses. Bundled with free business advice, training, and mentorship. No minimum time in business required. | Loan | ● Ongoing |
| PacifiCan Business Scale-Up Program (BSP)Pacific Economic Development Canada | Up to $5M no-interest loan |
High-growth BC businesses profitable for 2+ years. Advanced manufacturing, digital tech, clean tech, life sciences. 50% of project costs. | No-Interest Loan | ● Open |
We assess your business, revenue, time in operation, and purpose — then recommend the right program and build a complete application. Most BC clients are surprised by what they qualify for.