The funding your BC business can access depends on your industry. Technology and construction companies have the most options — but every sector has programs available. Click your sector below.
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BC has 131+ active funding programs. Select your sector to see every program available to your business.
SR&ED, IRAP, IDMTC, and Innovate BC can all apply to the same BC tech company simultaneously. Most SaaS founders claim one program. The best-advised ones claim four.
| Program | Max Amount | Who Qualifies in BC | Type | Status |
|---|---|---|---|---|
| Federal SR&ED Tax CreditCanada Revenue Agency | 35% refundable up to $2.1M/yr |
BC CCPCs doing software R&D or technical uncertainty resolution. Budget 2025 doubled the expenditure limit to $6M. | Tax Credit | ● Ongoing |
| BC Innovation Tax Credit (BCITC)BC Ministry of Finance | 10% refundable on BC R&D labour |
BC-based CCPCs. Stacks on top of federal SR&ED. Made permanent Budget 2026. Combined effective rate: 45%. | Tax Credit | ● Ongoing |
| NRC IRAPNational Research Council Canada | Up to $500K per project |
BC SMEs under 500 employees building innovative tech. Covers up to 80% of eligible R&D costs including salary. | Grant | ● Ongoing |
| Interactive Digital Media Tax Credit (IDMTC)BC Government | 25% on BC labour no cap |
BC companies developing video games, educational software, or interactive training tools. Raised from 17.5% Sept 2025. Permanent. | Tax Credit | ● Ongoing |
| Innovate BC — Ignite ProgramInnovate BC | Up to $300K | BC tech companies commercializing innovative products with strong BC commercial outcomes and job creation. | Grant | ● Open |
| Innovate BC — Fast PilotInnovate BC | Up to $200K | Early-stage BC tech companies demonstrating technology in real-world settings. Bridges gap to commercial adoption. | Grant | ● Open |
| PacifiCan RAIIPacific Economic Dev. Canada | Up to $3M per project |
BC businesses commercializing AI solutions in health, environment, transportation. $32M total pool. | Grant | ● Open |
| BC Venture Capital Tax CreditBC Government | 30% to investors $53.5M budget |
Helps BC tech SMEs attract equity investors by offering investors a 30% tax credit. Makes your company more fundable. | Investor Tax Credit | ● Ongoing |
SR&ED + BCITC + IRAP + Innovate BC is the optimal stack. Most claim one. Free assessment shows you the full picture.
SR&ED applies to novel construction techniques. The BC ETG covers crew training. CSBFP funds equipment. CleanBC pays for upgrades. We've operated a BC contracting company for 9 years — we know exactly what qualifies.
| Program | Max Amount | Who Qualifies in BC | Type | Status |
|---|---|---|---|---|
| SR&ED Tax Credit (Construction R&D)Canada Revenue Agency | 35%+10% refundable retroactive 2 yrs |
BC contractors with novel building methods or process innovation. Retroactive claims available for last 2 fiscal years. | Tax Credit | ● Ongoing |
| BC Employer Training Grant (ETG)BC Ministry of Post-Secondary | 80% of costs $300K/yr max |
BC contractors with 1+ employees. Covers safety training, trade certifications, equipment operator training. Apply as often as needed. | Grant | ● Open |
| Canada Small Business Financing ProgramISED Canada | Up to $1.15M 85% gov't guarantee |
BC contractors needing equipment financing or leasehold improvements. Government guarantees 85% of loan to lender. | Loan | ● Ongoing |
| CleanBC Industry FundBC Ministry of Energy | Varies by project | BC construction companies undertaking emission reduction projects — electric equipment, energy-efficient processes, low-carbon materials. | Grant | ● Open |
| Apprenticeship Completion GrantGovernment of Canada | Up to $2,000 per apprentice |
BC contractors hiring Red Seal trade apprentices. BC Apprenticeship Tax Credits also apply on wages. Stacks with ETG. | Grant + Tax Credit | ● Ongoing |
| BDC Construction LoansBusiness Development Bank of Canada | $25K–$10M+ | BC contractors with 12+ months operating. Working capital, equipment, fleet. BDC specializes in businesses banks turn down. | Loan | ● Ongoing |
Most BC contractors qualify for SR&ED, ETG, and CSBFP — and have never applied. Free assessment includes retroactive SR&ED going back 2 years.
Stack BC's new 15% Manufacturing and Processing Investment Tax Credit with federal SR&ED, CleanBC incentives, and CSBFP equipment loans for a comprehensive funding plan.
| Program | Max Amount | Who Qualifies in BC | Type | Status |
|---|---|---|---|---|
| BC Manufacturing & Processing Investment Tax CreditBC Ministry of Finance | 15% on eligible capital investment |
BC manufacturers investing in capital equipment upgrades. Must demonstrate BC job creation or retention. New in Budget 2026. | Tax Credit | ● New — Open |
| Federal SR&ED Tax CreditCanada Revenue Agency | 35% + 10% BC refundable |
BC manufacturers with process R&D — product innovation, process improvement, technical uncertainty. Retroactive 2 years available. | Tax Credit | ● Ongoing |
| WD Business Scale-Up Program (BSP)Pacific Economic Dev. Canada | Up to $5M no-interest loan |
BC manufacturers profitable 2+ years in advanced manufacturing, digital tech, or clean tech. 50% of project costs. | No-Interest Loan | ● Open |
| CleanBC Industry FundBC Ministry of Energy | Varies by project | BC manufacturers implementing emission reduction upgrades. Covers capital cost of qualifying equipment and energy efficiency improvements. | Grant | ● Open |
| CSBFP Equipment FinancingISED Canada | Up to $1.15M | BC manufacturers purchasing or upgrading equipment. Government guarantees 85% of loan — available through banks and credit unions. | Loan | ● Ongoing |
Brand new in Budget 2026 — most BC manufacturers don't know it exists yet. Free assessment covers this and every other program that applies.
PacifiCan's RAII delivers $32M+ in AI and clean tech support — up to $3M per project. CleanBC, Innovate BC, and federal SR&ED all stack for BC cleantech companies.
| Program | Max Amount | Who Qualifies in BC | Type | Status |
|---|---|---|---|---|
| PacifiCan RAII (AI & Clean Innovation)Pacific Economic Dev. Canada | Up to $3M per project |
BC businesses commercializing or adopting AI and clean tech in health, environment, transportation. $32M total pool. Up to 50% of costs. | Grant | ● Open |
| CleanBC Industry FundBC Ministry of Energy | Varies by project | BC industrial businesses implementing projects that reduce greenhouse gas emissions. Covers capital costs of qualifying installations. | Grant | ● Open |
| Innovate BC — Ignite & Fast PilotInnovate BC | $200K–$300K | BC-based cleantech companies commercializing or demonstrating innovative technology. Applications reviewed quarterly. | Grant | ● Open |
| SR&ED Tax Credit (Cleantech R&D)Canada Revenue Agency | 35% + 10% BC refundable |
BC cleantech companies developing new technologies — carbon capture, hydrogen, battery tech. Stacks with all programs above. | Tax Credit | ● Ongoing |
| BC Hydro Power Smart IncentivesBC Hydro | Varies | BC commercial and industrial customers implementing energy-efficient equipment. Rebates based on energy savings achieved. | Rebate | ● Ongoing |
PacifiCan + Innovate BC + SR&ED is a powerful combination. Free assessment identifies your full stack.
Every BC industry has at least some funding available. Below is the summary for sectors not fully detailed above.
AgriInvest, BC On-Farm Technology Adoption, Buy BC Partnership, Investment Agriculture Foundation, and CanExport for food exporters.
Film Incentive BC (36%), Production Services Tax Credit (36%), Digital Animation VFX (16%), IDMTC (25%). BC issued $909M in credits in 2023–24.
Black Entrepreneurship Program ($250K), NACCA lenders, First Citizens Fund (BC-specific), NRT equity matching, Futurpreneur Indigenous stream — plus all general programs.
Smaller grant pool — but BC ETG applies to all staff training, CSBFP covers leasehold improvements, and digital adoption programs are widely available.
Free 30-minute assessment. We identify every program you qualify for and tell you the realistic dollar amount you can expect.