The funding your BC business can access depends on your industry. Technology and construction companies have the most options — but every sector has programs available. Click your sector below.
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BC has 131+ active funding programs. Select your sector to see every program available to your business.
SR&ED, IRAP, IDMTC, and Innovate BC can all apply to the same BC tech company simultaneously. Most SaaS founders claim one program. The best-advised ones claim four.
| Program | Max Amount | Who Qualifies in BC | Type | Status |
|---|---|---|---|---|
| Federal SR&ED Tax CreditCanada Revenue Agency | 35% refundable up to $2.1M/yr |
BC CCPCs doing software R&D or technical uncertainty resolution. Budget 2025 doubled the expenditure limit to $6M. | Tax Credit | ● Ongoing |
| BC Innovation Tax Credit (BCITC)BC Ministry of Finance | 10% refundable on BC R&D labour |
BC-based CCPCs. Stacks on top of federal SR&ED. Made permanent Budget 2026. Combined effective rate: 45%. | Tax Credit | ● Ongoing |
| NRC IRAPNational Research Council Canada | Up to $500K per project |
BC SMEs under 500 employees building innovative tech. Covers up to 80% of eligible R&D costs including salary. | Grant | ● Ongoing |
| Interactive Digital Media Tax Credit (IDMTC)BC Government | 25% on BC labour no cap |
BC companies developing video games, educational software, or interactive training tools. Raised from 17.5% Sept 2025. Permanent. | Tax Credit | ● Ongoing |
| Innovate BC — Ignite ProgramInnovate BC | Up to $300K | BC tech companies commercializing innovative products with strong BC commercial outcomes and job creation. | Grant | ● Open |
| Innovate BC — Fast PilotInnovate BC | Up to $200K | Early-stage BC tech companies demonstrating technology in real-world settings. Bridges gap to commercial adoption. | Grant | ● Open |
| PacifiCan RAIIPacific Economic Dev. Canada | Up to $3M per project |
BC businesses commercializing AI solutions in health, environment, transportation. $32M total pool. | Grant | ● Open |
| BC Venture Capital Tax CreditBC Government | 30% to investors $53.5M budget |
Helps BC tech SMEs attract equity investors by offering investors a 30% tax credit. Makes your company more fundable. | Investor Tax Credit | ● Ongoing |
SR&ED + BCITC + IRAP + Innovate BC is the optimal stack. Most claim one. Free assessment shows you the full picture.
SR&ED applies to novel construction techniques. The BC ETG covers crew training. CSBFP funds equipment. CleanBC pays for upgrades. We've operated a BC contracting company for 7 years — we know exactly what qualifies.
| Program | Max Amount | Who Qualifies in BC | Type | Status |
|---|---|---|---|---|
| SR&ED Tax Credit (Construction R&D)Canada Revenue Agency | 35%+10% refundable retroactive 2 yrs |
BC contractors with novel building methods or process innovation. Retroactive claims available for last 2 fiscal years. | Tax Credit | ● Ongoing |
| BC Employer Training Grant (ETG)BC Ministry of Post-Secondary | 80% of costs $300K/yr max |
BC contractors with 1+ employees. Covers safety training, trade certifications, equipment operator training. Apply as often as needed. | Grant | ● Open |
| Canada Small Business Financing ProgramISED Canada | Up to $1.15M 85% gov't guarantee |
BC contractors needing equipment financing or leasehold improvements. Government guarantees 85% of loan to lender. | Loan | ● Ongoing |
| CleanBC Industry FundBC Ministry of Energy | Varies by project | BC construction companies undertaking emission reduction projects — electric equipment, energy-efficient processes, low-carbon materials. | Grant | ● Open |
| Apprenticeship Completion GrantGovernment of Canada | Up to $2,000 per apprentice |
BC contractors hiring Red Seal trade apprentices. BC Apprenticeship Tax Credits also apply on wages. Stacks with ETG. | Grant + Tax Credit | ● Ongoing |
| BDC Construction LoansBusiness Development Bank of Canada | $25K–$10M+ | BC contractors with 12+ months operating. Working capital, equipment, fleet. BDC specializes in businesses banks turn down. | Loan | ● Ongoing |
Most BC contractors qualify for SR&ED, ETG, and CSBFP — and have never applied. Free assessment includes retroactive SR&ED going back 2 years.
Stack BC's new 15% Manufacturing and Processing Investment Tax Credit with federal SR&ED, CleanBC incentives, and CSBFP equipment loans for a comprehensive funding plan.
| Program | Max Amount | Who Qualifies in BC | Type | Status |
|---|---|---|---|---|
| BC Manufacturing & Processing Investment Tax CreditBC Ministry of Finance | 15% on eligible capital investment |
BC manufacturers investing in capital equipment upgrades. Must demonstrate BC job creation or retention. New in Budget 2026. | Tax Credit | ● New — Open |
| Federal SR&ED Tax CreditCanada Revenue Agency | 35% + 10% BC refundable |
BC manufacturers with process R&D — product innovation, process improvement, technical uncertainty. Retroactive 2 years available. | Tax Credit | ● Ongoing |
| WD Business Scale-Up Program (BSP)Pacific Economic Dev. Canada | Up to $5M no-interest loan |
BC manufacturers profitable 2+ years in advanced manufacturing, digital tech, or clean tech. 50% of project costs. | No-Interest Loan | ● Open |
| CleanBC Industry FundBC Ministry of Energy | Varies by project | BC manufacturers implementing emission reduction upgrades. Covers capital cost of qualifying equipment and energy efficiency improvements. | Grant | ● Open |
| CSBFP Equipment FinancingISED Canada | Up to $1.15M | BC manufacturers purchasing or upgrading equipment. Government guarantees 85% of loan — available through banks and credit unions. | Loan | ● Ongoing |
Brand new in Budget 2026 — most BC manufacturers don't know it exists yet. Free assessment covers this and every other program that applies.
PacifiCan's RAII delivers $32M+ in AI and clean tech support — up to $3M per project. CleanBC, Innovate BC, and federal SR&ED all stack for BC cleantech companies.
| Program | Max Amount | Who Qualifies in BC | Type | Status |
|---|---|---|---|---|
| PacifiCan RAII (AI & Clean Innovation)Pacific Economic Dev. Canada | Up to $3M per project |
BC businesses commercializing or adopting AI and clean tech in health, environment, transportation. $32M total pool. Up to 50% of costs. | Grant | ● Open |
| CleanBC Industry FundBC Ministry of Energy | Varies by project | BC industrial businesses implementing projects that reduce greenhouse gas emissions. Covers capital costs of qualifying installations. | Grant | ● Open |
| Innovate BC — Ignite & Fast PilotInnovate BC | $200K–$300K | BC-based cleantech companies commercializing or demonstrating innovative technology. Applications reviewed quarterly. | Grant | ● Open |
| SR&ED Tax Credit (Cleantech R&D)Canada Revenue Agency | 35% + 10% BC refundable |
BC cleantech companies developing new technologies — carbon capture, hydrogen, battery tech. Stacks with all programs above. | Tax Credit | ● Ongoing |
| BC Hydro Power Smart IncentivesBC Hydro | Varies | BC commercial and industrial customers implementing energy-efficient equipment. Rebates based on energy savings achieved. | Rebate | ● Ongoing |
PacifiCan + Innovate BC + SR&ED is a powerful combination. Free assessment identifies your full stack.
Every BC industry has at least some funding available. Below is the summary for sectors not fully detailed above.
AgriInvest, BC On-Farm Technology Adoption, Buy BC Partnership, Investment Agriculture Foundation, and CanExport for food exporters.
Film Incentive BC (36%), Production Services Tax Credit (36%), Digital Animation VFX (16%), IDMTC (25%). BC issued $909M in credits in 2023–24.
Black Entrepreneurship Program ($250K), NACCA lenders, First Citizens Fund (BC-specific), NRT equity matching, Futurpreneur Indigenous stream — plus all general programs.
Smaller grant pool — but BC ETG applies to all staff training, CSBFP covers leasehold improvements, and digital adoption programs are widely available.
Free 30-minute assessment. We identify every program you qualify for and tell you the realistic dollar amount you can expect.
What's your industry?
We'll match you with the right programs.
How many employees?
Many grants scale with team size.
Applied for grants before?
No wrong answer — most haven't.
Non-repayable grants
Government-backed financing
Up to $1.15M
Get your full assessment.
A funding specialist will personally review your results and call within 24 hours.
You're all set.
A funding specialist will call you within 24 hours with your full funding breakdown.
What to expect on the call:
Tell us a bit about your business and we'll match you to every program you qualify for.
No spam, no phone calls. Just your funding options.
A 15-minute call with a BC funding specialist. No pitch, no obligation.
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Pick a time:
15 min with Sukhreet
Check your inbox for the calendar invite. We'll walk you through everything on the call.